(Agents) Login to register EWA lead.

EMPLOYEES — For what equates to a typical ATM fee ($3.99), you can withdrawal funds against your earned wages each pay period and have them instantly deposited to your linked bank account. You no longer have to wait a week, two weeks, or even a month for access to your paycheck — you can get instant access to your earned wages from a simple to use mobile app and have your funds instantly deposited to your linked bank account! Come payday, we simply back out what you borrowed from your paycheck + the $3.99 fee for each withdrawal you took during the pay period. No hidden costs or fees. Very simple, straight forward, and easy to track.

If you get in a pinch between pay periods, you now have a safety net of knowing you have emergency access to your earned wages for what equates to a typical ATM fee. How many times have you needed money for food or an emergency, but your payday is still a week or more away? This service removes that stress and allows you instant access to wages you’ve already earned. The problem is you have a financial need RIGHT NOW, but your paycheck is still a week away. Problem solved.

EMPLOYERS — This program is free and offered as a corporate-sponsored employee benefit program. It is a benefit to your employees offering them instant access to their earned wages. It is the wave of the future and changing the traditional pay cycle as we know it. Life happens between pay periods and sometimes employees simply come up short. When funds are short between pay periods, employees have few if any good options. There’s a reason there are more predatory pay-day-loan providers than McDonald’s and Starbucks combined. Banks collected more than $34B in overdraft fees last year! One-third of Americans borrow from retirement plans. Don’t let your employees fall prey to these predatory and punitive practices! This is a benefit that will keep your employees happy and loyal to your company.

In addition to helping employees, there are significant benefits to the employer in a competitive job market. Offering this benefit can increase employee retention by up to 40%. It can increase job applicants by more than 200%. It can improve job performance by as much as 86% by helping to remove some of the financial stress employees experience between pay periods — and it is all 100% free to the employer!